Wouldn't it be a grand idea to have a sort of bank or fund for students around the world trying to educate themselves? Wouldn't that be a great Kiva style- micro financing loans & grants. I, before , didn't understand situations, but a great story made me understand that the situations of life are best suited for you rise up in front, and not to mind others, and their timid ways . Living in the lap of luxury, you can never feel the urge to help others; the same for a lazy spirit.